Insurance flagged your electrical? We’ll fix it — fast.
When your 4-point inspection turns up panel or wiring problems, you’re on a deadline. We quote within 24-48 hours, do the repairs to code, and provide the documentation letter your insurance carrier needs to bind or renew your policy.
Insurance deadline? Same-week service across Lee, Collier & Charlotte Counties.
Why homes fail the electrical part of a 4-point
Florida carriers require a 4-point inspection on most homes 20-40+ years old before writing or renewing a policy. These are the findings that get coverage denied until a licensed electrician fixes them:
Federal Pacific & Zinsco panels
Known fire risks — nearly every carrier requires full panel replacement before they’ll insure the home.
Aluminum branch wiring
Common in 1965-1975 homes. We remediate with approved connectors or rewire — both carrier-accepted fixes.
Fuse boxes & undersized panels
60-100 amp services and screw-in fuses don’t meet today’s demands — we upgrade to a modern breaker panel.
Double-taps, missing GFCIs & DIY wiring
The small stuff inspectors always catch. Usually a same-day fix — and we document every correction.
How it works
Send us the report
Text or email the electrical section of your 4-point inspection — or have your inspector or agent send it directly.
Quote in 24-48 hours
Upfront flat-rate price. No surprises, no “we’ll see when we open the wall.”
We fix it + write the letter
Repairs done to current code by state-certified electricians, plus the documentation letter your carrier needs.
“After another electrician left my home in disarray, Southwest Florida Electric restored peace of mind and confidence. I highly recommend them.”
— Pam K., via Google (one of 539 reviews)
4-point inspection questions, answered
What is a 4-point inspection?
A short inspection of your roof, electrical, plumbing, and HVAC that Florida insurance carriers require on older homes before issuing or renewing a policy. The electrical section is the most common reason homes fail.
My panel was flagged — do I really have to replace it?
If it’s a Federal Pacific or Zinsco panel, almost certainly yes: carriers treat them as fire hazards and won’t bind coverage until they’re gone. Other findings can sometimes be repaired rather than replaced — that’s what our quote sorts out.
How fast can this happen? My policy deadline is close.
Quotes in 24-48 hours and same-week scheduling in most of Lee, Collier, and Charlotte Counties. Tell us your deadline when you call — insurance jobs get priority.
Will my insurance company accept your work?
Yes — we’re a state-certified electrical contractor (EC13004490), all work is permitted and inspected where required, and we provide the repair documentation letter carriers ask for.
Don’t let a panel cancel your policy.
Call now or send us your inspection report — quote within 24-48 hours.